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Motor Vehicle Compensation A motor vehicle is any device that is used to transport people or property through public highways, and is powered by mechanical means. Motor vehicles include trucks, cars motorbikes, buses, motorcycles and even aircrafts. Two studies revealed that interacting with insurance companies when seeking compensation for an accident in a motor vehicle was associated with higher levels of anxiety. Further research is needed to discover the reasons for this. Damages The value of a motor vehicle accident claim is determined by the specific costs and the damages you have sustained. A personal injury attorney can help you determine what is an appropriate amount of compensation for your particular circumstances. Damages are often classified as “special” or “general.” Special damages are expenses that can be calculated, for instance, medical bills or repairs to your car. General damages are more difficult to estimate and can include non-economic elements like suffering and pain. If your injuries are severe enough to be considered by New York law as a serious injury, you could be entitled to additional compensation over and above what an insurance company will provide. If you have an ongoing disability that substantially impacts your life quality, you may be entitled to compensation for loss of consortium and other non-economic damages. You may be able to recover the cost of public transportation, taxis or ridesharing if you were unable or unwilling to drive following your accident. You may also be able to recover the expense of maintaining your home and yard while you are unable to do these tasks because of the injuries you sustained. You might also be able to recover the loss of resale value for your car that has been damaged. In certain circumstances, the at-fault party may be ordered to pay punitive damages when there is evidence that the defendant purposely caused the accident. These damages are designed to punish the guilty party for reckless or extreme negligence. Medical bills Medical bills can be expensive for victims of motor car accidents. Some insurance policies for cars offer medical payment coverage (also called med pay) that can help cover the expenses. In most instances the coverage is available regardless of who was at fault for the crash. It is important to keep in mind that medical insurance cannot replace health insurance. A victim should always submit an initial claim to their own insurance company prior to filing an insurance claim against the driver who is at fault. There is also reimbursement for the cost of transportation for medical appointments and transportation. To ensure that they receive a fair amount of compensation, the victims need to be diligent in tracking and saving receipts. The No-Fault policy can also pay for lost earnings, if they are unable work due to injuries. The maximum amount that can be recouped is $2,000 per month for a maximum period of three years. The No-Fault insurance company may be legally required to offset any Disability, Workers' Compensation, or Social Security benefits received by the person who was injured. Despite the financial assistance that might be available, it could take months, or even years, for a satisfactory settlement to be reached. In the meantime medical debt collectors might contact you, and unpaid bills could cause serious damage to your credit score. To avoid this, victims should establish a client-attorney relationship with a law office which handles auto accidents. motor vehicle accident lawyer medford may find yourself in financial trouble following an accident in the car. When you're not able to work, medical bills and credit card debt as well as loans can add up. Additionally, the loss of income could cause stress for your family. A qualified car accident attorney can assist you in recovering lost earnings as part of the compensation you receive. In order to prove your loss of wages, you'll need documentation that verifies your hourly wage or salary and the number of days missed due to injury. This could be a letter from your employer or pay stubs as well as bank statements, tax returns and more. It is more difficult if are self-employed or work on commission. An experienced attorney for car accidents will help you gather all the evidence necessary to support your claim. You can only claim your lost wages as part of a car accident claim. You can't get your lost wages back from disability insurance or worker's comp because this would result in double recovery. The no-fault insurance company will send you to a doctor they have hired to evaluate you and determine whether, in the physician's opinion, your injuries are preventing you from working. This is known as an independent medical exam (IME), and you must be aware that the doctor conducting your IME is biased toward the insurance company. Suffering and pain As opposed to medical bills or lost wages, it's tough to estimate the pain and suffering that results from a motor vehicle accident. It is often more severe than physical injuries, as the trauma of a crash can result in emotional problems like PTSD. For instance someone suffering from PTSD might suffer from anxiety and insomnia, which can prevent them from sleeping well, or they might be unable to drive because of fear of a collision or getting hit again. An attorney can estimate the total amount of non-economic damages, and then work with a juror to determine how much compensation to pay for pain and suffering. The extent of your injuries and their impact on your daily life could be a significant factor in the amount therefore it might be beneficial to keep a log to document how the injury affects your life or having family members or friends give written explanations of the condition you're suffering from. Some states have a cap on the amount awarded for pain and suffering. New York does not have a cap, however, victims are only able to file a lawsuit and request damages for serious injuries. A Manhattan lawyer for car accidents can help you determine the actual cost of your injuries, and establish that you are entitled to a fair amount of compensation.